Smart Savings
Grow your money effortlessly with automated saving tools designed to help you reach your financial goals faster.
Fast Payments
Make instant and secure payments anytime—shopping online, paying bills, or sending money to friends and family.
Cards You Control
Enjoy secure debit and virtual cards with spending limits, freeze options, and real-time transaction alerts.
Trusted & Secure Digital Banking
FluxBank provides safe, transparent, and reliable financial services backed by modern security technology.
- Instant transfers with top-grade security
- Transparent fees with no hidden charges
- 24/7 access from anywhere in the world
About Us
FluxBank is a modern digital banking platform built to give you fast, simple, and secure financial services anytime, anywhere.
We Make Banking Simple & Secure
At FluxBank, our mission is to empower individuals and businesses with seamless financial tools—helping you save, spend, and grow your money with confidence.
We combine advanced security, transparent services, and an easy-to-use platform to ensure that your banking experience is smooth, reliable, and completely stress-free.
Our Services
Smart Savings Wallet
Save automatically, lock funds, set targets, and earn competitive interest while staying in full control.
Virtual & Physical Cards
Shop globally with secure virtual cards or request a physical debit card for everyday transactions.
Income & Spending Analytics
Track inflows, monitor spending habits, and get insights that help you make better financial decisions.
Secure Bill Payments
Pay electricity, TV subscriptions, airtime, data, and other bills instantly with no hidden charges.
Investments & Wealth Growth
Grow your money through low-risk investment options designed to help your wealth increase steadily.
Account & Finance Management
Manage all your accounts in one place, automate transactions, and keep your finances organized with ease.
Frequently Asked Questions
How do I open a FluxBank account?
You can open an account in minutes by downloading the FluxBank app or signing up on our website. No paperwork required. Just verify your identity and you’re ready.
Is FluxBank safe and secure?
Yes. We use bank-grade encryption, 2FA security, and advanced fraud monitoring to protect your money and your data at all times.
How fast are transfers?
Transfers to other FluxBank users are instant. Transfers to other Nigerian banks are processed in seconds using secure payment channels.
Do you charge any hidden fees?
No. FluxBank is transparent. No card maintenance fees, no SMS charges, and no surprise deductions. Only small fees apply for special services.
Can I get a physical or virtual card?
Yes. FluxBank provides secure virtual debit cards for online payments, and you can order a physical card delivered to your location.
What should I do if my card gets lost?
You can freeze or unfreeze your card instantly from the app. You can also request a replacement card through customer support.
Can I receive international payments?
Yes. FluxBank supports incoming international payments through supported gateways. You will be notified instantly when funds arrive.
How do I contact FluxBank support?
You can reach us via in-app chat, email, or our 24/7 support line. Our team is always available to assist you.